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UBP Family Office Solutions

Guided by our own values as an entrepreneurial, family-owned bank, at UBP we are committed to providing high-level guidance designed to protect, grow and manage your family’s wealth across generations.

Preserve and grow your family legacy

We engage families with emotional awareness and empathy, addressing challenges like succession planning, decision-making clarity, and next generation engagement. Whether you need a tailor-made governance framework, support in managing family dynamics, or strategic solutions for wealth preservation and growth, we help you turn complexity into clarity, so your legacy thrives for generations to come.

UBP remains in the hands of the de Picciotto’s, and is a leading family-owned bank. The second generation successfully took over full management in 2016. The third generation is now rising through the ranks, poised to shape the future. The fact that the shareholders are one family guarantees our solidity and the alignment of the shareholders’ interests with those of our clients: UBP is a bank built on legacy and long-term commitment.

Our Family Office Solutions Team provides you with one single entry point to a global perspective. With access to the full range of UBP's expertise, we provide our clients with institutional-level services. We build strategic and diversified portfolios reflecting your family’s purpose and DNA.

Our approach is rooted in trust, discretion, and close collaboration with carefully selected internal and external specialists. Every solution caters to each family’s unique values, priorities, and long-term vision. We are committed to providing attentive and personalised support for your family at every stage of our process.

Our goal is to create lasting peace of mind and ensure your family legacy is protected and preserved across generations.

"Managing a family-owned private bank has enabled us to acquire a better understanding of the responsibilities and complexities that the management of family wealth implies."

Edgar de Picciotto, Founder of UBP

A solid partner by your side

UBP is a forward-thinking bank that anticipates and innovates, providing you with the right solutions for now and for the future. Headquartered in Geneva, with offices in Switzerland and beyond, we have become one of the largest family-owned banks in the world. Our prudent and rigorous approach to risk and balance-sheet management has helped build a strong financial base.

 

Data as of 31 December 2024

Aa2

Moody’s long-term deposit rating

  • Nextgen Trainees

    80+
  • Investment specialists

    200+
  • Families

    150+

Our family office approach

Understanding your family’s DNA to shape a tailored strategy

We guide you in creating a tailored family roadmap by exploring family dynamics.

  • Family Genogram
  • Generational Workshops
  • Wealth Planning

Establishing family governance and guidelines to protect your wealth legacy

We focus on creating family guidelines that align with your family's goals and mission. 

  • Family Investment Committee
  • Investment Policy Statement (IPS)
  • Strategic Asset Allocation (SAA)

Ensuring financial security through reviews, controls, and monitoring

We focus on preparing your family for future endeavours with professional supervision.

  • Outsourced CIO (OCIO)
  • Investment Review
  • Risk Management 

Our holistic solutions

UBP Family Office Solutions offers a holistic approach centered around 3 dimensions: Human, Wealth, and Ecosystem.

The human dimension emphasises attentive listening and empathy to understand the Family DNA and craft personalised guidelines.

As a pure-play wealth and asset management bank, we provide institutional access through a team of over 200+ investment specialists.

Our ecosystem of trusted partners aims to simplify the selection process for external specialists by recommending efficient and secure providers.

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WealthBriefing Swiss Awards 2024
Best Family Office Offering

Your Family Office Solutions team

Monica Espinosa - Head of Family Office Solutions

Monica Espinosa
Head of Family Office Solutions

Monica has over two decades of experience in wealth management, having headed up services to EAMs and led change management initiatives. Among her qualifications she holds the CFWA and CFBA family wealth and business certifications from the Family Firm Institute (FFI).

Pierre Ricq - Senior Family Advisor

Pierre Ricq
Senior Family Advisor

Pierre leverages two decades of experience in private banking. He holds the CIWM and CWMA postgraduate certifications and has completed an executive program at INSEAD. Pierre leads the Family Officer Certificate program at ISFB.

01.09.2025

UBP Weekly View - Nvidia disappoints, yet tech stocks advance

While President Trump is pressing for greater influence over the Fed in the pursuit of lower interest rates, US small caps continued to benefit from declining short-term US yields. Attention turned to Nvidia where strong Q2 earnings were eclipsed by underwhelming guidance and geopolitics impacting sales in China, sending the stock lower; even so, global technology equities outperformed. This week, the focus is set to shift to key US macro indicators, namely employment data.

25.08.2025

UBP Weekly View - Markets rally after Jackson Hole symposium

With Fed chairman Jerome Powell opening the door to a rate cut in September, last week’s Jackson Hole symposium reinforced our forecast of two reductions this year. Global equities closed on a positive note, buoyed by the policy easing. However, the impact of tariffs must be fully assessed over the coming weeks.

19.08.2025

Future-Ready: Succession Planning for the NextGen Leaders of the UAE

The Middle East stands on the cusp of an unprecedented generational wealth transfer, with an estimated US$1 trillion poised to change hands by 2030.

18.08.2025

UBP Weekly View - US equities scale new peaks

The latest US inflation data confirm that price pressures are set to trend higher in the coming months. Nevertheless, rate cuts remain on the table given the slowdown in the labour market. As earnings season winds down after a solid set of results, market attention will shift to GDP developments and leading indicators, as well as to the Fed’s annual Jackson Hole meeting on Friday.

13.08.2025

Staying invested remains a strategic lever

Overly defensive positioning has failed to benefit from fluctuations stemming from tariff tensions.

11.08.2025

UBP Weekly View - Rate-cut on the horizon

Relief from US tariffs has fuelled renewed optimism, though commercial frictions remain, notably with India and Switzerland. Hope of a Russia–Ukraine ceasefire and rising expectations of a Federal Reserve rate cut have further buoyed equities. However, with equity valuations increasingly stretched, markets may face bouts of short-term volatility.

08.08.2025

UBP House View - August 2025

While the US earnings season has underpinned the equity rally, emerging risks – such as tariffs slowing the economy and fuelling price pressures – warrant investors’ attention. However, these risks remain insufficient to prompt a shift in our portfolio positioning, and we continue to maintain a broad diversification across asset classes.

04.08.2025

UBP Weekly View - Tech still leading the charge

The United Kingdom, Europe, South Korea, and potentially China in the near future: the list of US-negotiated trade deals continues to grow, yet uncertainty persists with several key partners. At the same time, investor focus is shifting back to economic fundamentals, with softer-than-expected US employment data released on Friday triggering a sell-off. Nonetheless, recent tech earnings results reaffirmed the sector’s enduring dominance.

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