Data protection

Privacy Notice for customers (existing or potential) of and visitors to the UBP website

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1. Introduction

At Union Bancaire Privée (UBP) Group (“UBP Group,” “we,” or “us”), your privacy and the security of your Personal Data are our top priorities. This Privacy Notice applies to all affiliates and branches of UBP Group and explains how we collect, use, and protect your Personal Data. It is relevant to customers (current or prospective) and visitors to the UBP website, regardless of where you access it. The Notice also outlines your privacy rights and how the law safeguards you.

For the purposes of this Notice, “UBP Group” refers to Union Bancaire Privée (UBP) S.A., and all its affiliates and branches. Each of these entities acts as a “data controller,” meaning that, unless required to process data for legal purposes, they are responsible for determining how your Personal Data is collected, stored, and used. In compliance with applicable data protection laws, we are committed to informing you about the categories of Personal Data we process and the purposes for which it is used.

1.1 Data protection principles

We comply with applicable data protection laws. These require that the Personal Data we hold about you must be:

• Used lawfully, fairly and transparently;
• Collected only for valid purposes that we have clearly explained to you and not used in any way that is incompatible with those purposes;
• Relevant to the purposes we have told you about and limited only to those purposes;
• Accurate and kept up to date;
• Kept only as long as necessary for the purposes we have told you about (and/or as required by the applicable laws); and
• Kept securely.

2. Data Protection Officer

We have appointed a Data Protection Officer who is responsible for overseeing questions relating to this Privacy Notice. If you have any questions about this Privacy Notice, including any requests to exercise your legal rights as explained in this Notice, please contact the Data Protection Officer using the details below.

Raphaël Courtinat
Group Data Protection Officer
Union Bancaire Privée, UBP S.A.
Rue du Rhône 96-98 | P.O. Box 1320 | CH-1211 Geneva 1
T +41 58 819 22 07
dataprotectionoffice@ubp.ch

In case you are based within the EU, you may prefer to contact our EU Data Protection Representative using the details set out below.

Union Bancaire Privée (Europe) S.A., EU Data Protection Representative
Email:  DataPrivacy_Lux@ubp.com
Postal address: 8, Rue Henri M. Schnadt, L-2530 Luxembourg

In case you are a customer of Union Bancaire Privée (UK) Limited or one of its branches (Jersey, Guernsey or Gibraltar), you may prefer to contact the UBP UK Data Protection Officer using the details set out below.

Union Bancaire Privée (UK) Limited
Email: ubpuk-data-protection@ubp.com
Postal address: UBP UK Data Protection Officer, Union Bancaire Privée (UK) Limited, 38 Esplanade, St Helier, Jersey, JE4 8PR

3. The data we collect about you

Personal information, or personal data, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data) (“Personal Data”).

We may collect, use, store and transfer different kinds of Personal Data about you which we have grouped together as follows:

• Identity data includes information such as first name, maiden name, last name, identification number or similar identifier, marital status, title, date of birth and gender, photocopies of passports.
• Contact data includes information such as home/residence/domicile address, e-mail address and telephone/fax numbers.
• Financial data includes information such as bank account and payment card details, as well as your financial position, status and history, wealth, source(s) of wealth, revenues, professional activity (past and present), solvency reports, knowledge and experience. Transaction data includes information such as details about payments to and from you, explanations as to the reasons for such transactions (including related documents), source of funds and other details of products and services you have purchased from us/invested in.
• Profile data includes information such as your username, e-mail address and (potentially) password, your interests, preferences, and feedback.
• Usage data includes information about how you use our products and services, our website and our e-Banking. The data collected include information such as type of device, browser software, pages visited on our website, IP address, country of connection, date and time of the connection, messages exchanged, voice calls and video calls.
• Marketing and communications data includes your preferences for receiving marketing from us and related third parties and your communication preferences.

3.1. Special Categories of Personal Data

Special Categories of Personal Data refer to sensitive information that requires a higher level of protection due to its nature. This includes Personal Data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, as well as genetic data, biometric data used for identification purposes, health-related data, and data concerning a person’s sex life or sexual orientation. It also includes the processing of Personal Data relating to criminal convictions, offences or related security measures.

Under Swiss law, this also includes data related to social security measures and administrative prosecutions or sanctions[1].

We may collect, use, store and transfer different kinds of Special Categories of Personal Data about you which we have grouped together as follows:

• Health-related data – This may include information about physical or mental health conditions, such as details of any mental health conditions that could affect your ability to make decisions due to a loss of mental capacity, or information required to provide accommodations, such as communications in large print or audio format.
• Data relating to criminal convictions and offences – This includes information about criminal convictions and offences, which may be obtained from publicly available sources, suspicious activity reports, or background checks conducted as part of anti-money laundering (AML) measures, fraud prevention, or to ensure compliance with legal and regulatory obligations.
• Political opinions – Where required as part of due diligence processes.
• Religious or philosophical beliefs – This may include information explicitly provided by you, such as your preferences for ethical or faith-based investments, or information obtained from public sources, such as your involvement with a religious organization or foundation.

3.2.   If you fail to provide Personal Data

Where we need to collect Personal Data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to carry out the contract we have or are trying to enter into with you (for example, to provide you with products or services). In this case, we may have to cancel a service you have with us or refuse/sell an investment in a product, but we will notify you if this is the case at the time.

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[1] Please note that the definition of special categories of personal data may vary under other applicable laws, which may include additional types of sensitive information depending on the jurisdiction.

4. How is your Personal Data collected?

Members of UBP Group may collect, use and share Personal Data, including information about you, your transactions, your use of our products and services and your relationship with UBP Group.

Throughout the engagement process, we may use different methods to collect data from and about you including through:

• Direct interactions. You may give us Personal Data by filling in forms or by corresponding with us by post, telephone, e-mail, through our website, handing us your business card or by some other means. For example, this may include Personal Data you provide when you:
  • apply for our products or  services;
  • open an account with us;
  • request marketing material to be sent to you.
• Automated technologies or interactions. As you interact with our website or e-Banking, we may automatically collect technical data about your equipment, browsing actions and patterns. We collect this Personal Data by using cookies and other similar technologies (please see our cookie policy, which is available on our website, for further information). 
• From publicly accessible sources; background checks. We may have to seek further information about you from publicly accessible sources such as the Internet, the media, data-collection companies, debt or commercial registers, or from third parties we may appoint. In certain cases we may carry out a background check on you using third-party service providers.

5. How we use your Personal Data?

We will only use your Personal Data when the law allows us to, or when you do. Most commonly, we will use your Personal Data in the following circumstances:

• When we need to carry out the contract we are about to enter into or have entered into with you.
• When it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
• When we need to comply with a legal or regulatory obligation.
• Generally, we do not rely on your consent as a legal basis for processing your Personal Data. When we require consent, we will get it from you separately to this notice. You have the right to withdraw consent to marketing at any time by writing to your relationship manager or using the communication tools we provide, for example when you visit our website.

5.1.   Purposes for which we will use your Personal Data

We have set out below, in a table format, a description of the ways we plan (or have) to use your Personal Data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.

Note that we may process your Personal Data on more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground, we are relying on to process your Personal Data where more than one ground has been set out in the table below.

What we use your Personal Data for	Our legal basis for processing your data
To register you as a new customer and verify your identity, source of wealth etc. Carry out customer due diligence.	To carry out a contract with you. To fulfil our legal obligations (for example our duty to combat money laundering, to fight terrorism and terrorism financing, and our duty to conduct Know Your Customer procedures).
To perform credit checks and obtain or provide credit references. To assess any credit limit or other credit decision (as well as the interest rate, fees and other charges to be applied to your account).	To fulfil our legal obligations and protect our legitimate interests.
To deliver suitable products and services to you including: (a)    To provide advice or guidance about our products and services; (b)    To manage and provide investment products and services; (c)     To handle any of your transactions.	To carry out a contract with you. Necessary for our legitimate interests. To fulfil our legal obligations (for example our duty to check the suitability of a product).
To process services, including: (a)    To manage investments, payments, fees, charges and interest due on customer accounts; (b)    To collect and recover money owed to us; (c)     To manage calculations and payments of retrocessions, rebates and the like (as the case may be).	To carry out a contract with you. Necessary for our legitimate interests including, for example, to recover debts due to us. To fulfil our legal obligations (for example to define your investment profile, answer requests from authorities, issuers and funds who may request details about you).
To manage our relationship with you, which may include: (a)    Notifying you about changes to our terms of business or privacy policy; (b)    Ensuring you provide us with all the appropriate documentation for us to provide services to you.	Necessary for our legitimate interests.
To manage how we work with other companies that provide services to us, our products and our customers.	Necessary for our legitimate interests.
To perform financial crime/sanctions risk management activity. To manage risks for us and our customers. To meet compliance obligations that apply to us. For regulatory reporting/respond to enquiries received from relevant authorities.	To fulfil our legal obligations. Necessary for our legitimate interests.
Enforce or defend the rights of UBP or its staff.	Necessary for our legitimate interests.
For internal operational requirements of members of UBP group (including, for example, product development, insurance, tax, audit and credit and risk management). To improve our systems and services. To perform technical administration tasks on your accounts.	Necessary for our legitimate interests.
To manage our relationship with you (including developing the relationship and carrying out any marketing activities). To make suggestions and recommendations to you, for example, about products or services that may be of interest to you.	Necessary for our legitimate interests including to develop our products/services and grow our business. To carry out a contract with you.
Leveraging AI technologies to record and transcribe video calls, facilitating the creation of detailed meeting minutes.	Upon your consent.
To send marketing communications, including information about our products, services, events, and promotions, tailored to your preferences and interests.	Upon your consent, where required, or our legitimate interest in promoting our services and maintaining a relationship with you, provided such interests are not overridden by your rights and freedoms. You can ask us to stop sending you marketing messages at any time by contacting your relationship manager or by using the communications tools we provide, for example when you visit our website. When you opt out of receiving these marketing messages, this will not apply to Personal Data provided to us as a result of a product/service purchase or other transactions

5.2.  Change of purpose

We will only use your Personal Data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to receive an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us.

6. Disclosures of your Personal Data

We may have to share your Personal Data with third-parties, including third-party service providers and other entities in or outside the UBP Group.
We require all third-parties to respect the security of your Personal Data and to treat it in accordance with the law. We do not allow our third-party service providers to use your Personal Data for their own purposes and only permit them to process such data for specified purposes and in accordance with our instructions.

6.1 Why might you share my Personal Data?

When we use your Personal Data for the purposes set out in the table in paragraph 5.1 above, we may transfer and disclose it to, for example:

• Any member of UBP Group and any third-party who provides services to a member of UBP Group or their agents;
• Any relevant authorities, including stock exchanges, courts, tribunals, mediators, arbitrators, ombudsmen, taxation authorities, or regulatory bodies, as required by applicable laws or regulations, or to any parties appointed or authorized by such entities to conduct investigations or audits of our activities;
• Any collection agencies, credit bureaus, law enforcement, fraud prevention organizations, industry associations, and payment processors.
• Payment recipients, beneficiaries, account nominees, intermediaries, correspondent and agent banks, custodians, clearing houses, and clearing or settlement systems;
• Relevant payment systems (e.g., VISA or other payment networks) for the purposes of verifying payments and, where necessary, to ensure the proper operation of your account;
• Any third parties, such as law enforcement authorities, to assist in the recovery of a lost, stolen, or misappropriated payment card, or to minimize potential losses to you and to us;
• Any third parties in the event of a mistaken payment, to facilitate the resolution of the error;
• Other financial institutions, brokers, fraud prevention agencies, trade associations, credit reference agencies and debt recovery agents;
• Any broker we provide instructions or referrals to or from whom we receive them;
• Any duly selected third party or member of UBP Group involved in the maintenance and operation of IT systems (including “cloud” computing services), the development, operation and maintenance of databases, software and applications, the establishment and implementation of processes and guidelines to ensure and/or improve the availability, usability, integrity and security of data;
• Any duly selected third party involved in the completion of certain administrative or logistical tasks, or the provision of other specific services such as the preparation of tax statements;
• Any duly selected third party involved in the preparation, printing and/or mailing to the clients of bank documents (such as the Bank’s correspondence with its clients, including transaction advices, statements of account, summaries of assets and tax statements);
• Any duly selected third party involved in specific activities, particularly those related to information and communication technologies (e.g. chat, videoconferencing, co-browsing and cloud computing services).
• Any further duly selected third party:
  • in connection with any reorganization, sale or acquisition of any UBP Group member’s business;
  • we use to provide services to you; and
  • for marketing purposes where you have consented to marketing.

The contractual agreements as well as the General Conditions/General Terms of Business that bind us further describe our respective duties and obligations in this regard, and will set out the limitations to the aforementioned sharing of information set out under any other applicable laws and regulations, in particular in relation to banking secrecy.

The above recipients may further process, transfer and disclose Personal Data for the purposes set out in paragraph 4 above and they may be in countries where data protection laws do not provide the same level of protection as in Switzerland and/or the EU.

For example, regulations implementing international agreements on tax compliance (such as Automatic Exchange of Information Agreements) may require us to report certain information about you (and/or about connected persons) to the tax authority in the country in which your account in maintained, which may transfer that information to any tax authority in countries where you or a connected person may be resident for tax purposes (please see our General Conditions/General Terms of Business for further details).

6.2. Which third-party service providers may process my Personal Data?

Category of third-party receiving data	Purpose of transfer
Other banks and payment service providers.	To enable interbank payments to be made on behalf of clients.
Professional advisors and consultants, including: Independent financial advisors; Property consultants; Other agents and advisors.	To help us run your accounts and services, and provide valuations. To explore new ways of doing business.
Law firms/entities providing legal advice.	In order that we may receive professional legal advice in respect of the services we deliver to you.
Regulators and other authorities.	To comply with any legal obligations the Bank has, or follow any orders or instructions given by the relevant authorities (e.g. regulations implementing international agreements on tax compliance).
Storage and documentation companies.	To allow for files to be held securely off-site (which may include cloud-based platforms).
Payment recipients, beneficiaries, account nominees, intermediaries, custodians correspondent and agent banks, clearing houses and clearing or settlement systems.	To enable us to follow your instructions, provide services to you and handle any of your transactions.
Other financial institutions, fraud prevention agencies, trade associations, credit reference agencies and debt recovery agents.	To assess your ability to meet financial commitments. If you are unable to repay an amount owed to us following a demand for repayment.
Funds, companies, issuers of securities.	Certain issuers of securities may request to receive Personal Data relating to the beneficial owner of the funds invested.
Third parties or members of UBP group involved in the maintenance and operation of IT systems, the development, operation and maintenance of databases, software and applications, the establishment and implementation of processes and guidelines to ensure and/or improve the availability, usability, integrity and security of data.	To maintain/improve our IT systems and consequently our services (Personal Data such as names and addresses will be rendered anonymous if transferred to third parties). Account numbers may be made available in certain circumstances.
Third parties involved in the completion of certain administrative or logistical tasks, or the provision of other specific services such as the preparation of tax statements	To render certain complex services you have requested (Personal Data such as names and addresses will be rendered anonymous).
For UBP Switzerland: third parties involved in the preparation, printing and/or mailing to the clients of bank documents (such as the Bank’s correspondence with the clients, including transaction advices, statements of account, summaries of assets and tax statements).	To improve our services to you (you may always opt for our e-Banking services if you want to avoid the sharing of your data in this respect).
Third parties involved in specific activities, particularly those relating to information and communication technologies (e.g. chat, videoconferencing, co-browsing and cloud computing services).	To render technological services you have requested (your personal details may be accessible to such third parties during the chat/videoconference etc. and for a limited time thereafter).

The aforementioned is a general description of the various cases where we may share data, but the data that we can share in your case strongly depends on any duty of confidentiality that we may have (such as bank or professional secrecy): consequently, please refer to the contractual agreements that we may have together, as well as to the applicable General Conditions/General Terms of Business, in order to have a more precise description of how data can be shared in your case.

6.3 How secure is my information with third-party service providers and other entities in UBP Group?

All our third-party service providers and other entities of UBP Group are required to take appropriate security measures to protect your Personal Data in line with our policies. We do not allow our third-party service providers to use your Personal Data for their own purposes. We only permit them to process your Personal Data for specified purposes and in accordance with our instructions.

6.4 When might you share my Personal Data with other entities in UBP Group?

We may share your Personal Data with other entities in UBP Group as part of our centralized data storage system, to allow us to deliver certain services to you, for security reasons or for reporting activities.

7. International data transfers

When we share your Personal Data within UBP Group, this may involve transferring your data outside the country where you are located, including to jurisdictions outside Switzerland, the United Kingdom (UK), or the European Economic Area (EEA). Such transfers may occur to countries where UBP Group is present, including but not limited to Switzerland, the Middle East, Asia, and other regions where UBP has established offices or conducts business activities .
Furthermore, some of our external third parties (or their sub-contractors in turn) are based in countries such as the United States, Singapore, Dubai, India and China, so their processing of your Personal Data will involve the transfer of data outside Switzerland, the United Kingdom (UK), the European Union (EU), or the European Economic Area (EEA), or a third party accessing your data from such countries.
These jurisdictions may not provide the same level of protection as the laws in your country of residence. In such cases, we implement appropriate contractual safeguards to ensure the confidentiality and protection of your Personal Data.
Whenever we transfer your Personal Data outside Switzerland, the United Kingdom (UK), or the European Economic Area (EEA), or allow access from such countries, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

• We will only transfer your Personal Data to countries that have been deemed to provide an adequate level of protection for Personal Data by Switzerland, the European Commission and/or by UK.

• If this is not the case, we will use specific contracts approved by the European Commission (and/or by Switzerland or UK) which give Personal Data the same protection it has in the EEA and/or in Switzerland or UK.

8. Communication recording and monitoring

To ensure the accurate execution of your instructions, improve our services, comply with our legal obligations, manage risk, and prevent or detect fraud and other crimes, we may monitor and record your communications with us, including telephone conversations, without the use of a warning tone or message. All telephone conversations with us, including any service desk associated with Private eBanking Service, may be monitored and recorded to improve our services, protect both you and us, and help establish facts.

We may also record and retain other forms of communication, such as meetings, letters, emails, and face-to-face conversations, particularly when they involve investment services or activities that result in, or may result in, the provision of client order services related to the reception, transmission, or execution of your orders. Additionally, we may record information from face-to-face conversations with you when relevant to client order services.

In the interests of security and crime prevention, we may use closed-circuit television (CCTV) in and around our premises to monitor and collect visual images. These recordings, along with telephone recordings and other records, will remain our sole property and may be used to improve our services, train our staff, manage risks, resolve disputes, and ensure compliance with applicable laws and regulations.

Members UBP Group may also carry out Financial Crime Risk Management Activities. In exceptional circumstances, this may result in members of the UBP Group delaying or refusing to process a payment, execute your instructions, or provide all or part of any service to you. No member of the UBP Group shall be held responsible to you or any third party for any loss incurred as a result of carrying out such Financial Crime Risk Management Activities.

9. Profiling

We may process some of your Personal Data partially through automated means, but always with human oversight, to assess certain personal aspects (profiling), for example:

• we process data automatically (and this is required by law) when our systems scan transfers of funds in order to combat money laundering and the financing of terrorism, as well as to monitor any transaction to detect whether it circumvents rules related to international sanctions and embargoes, etc.;
• this may also be the case when we assess your needs for products and services.

10. Data security

We are committed to implementing all reasonable measures to ensure robust technical and operational security safeguards, enforce strict confidentiality obligations, and maintain compliance protocols to protect Personal Data from unauthorized access, disclosure, alteration, or deletion (“Personal Data Breach”). Our information security policies and procedures are designed to enhance the protection of electronic data, including Personal Data, and to uphold the highest standards of data security.

Personal Data may be processed as part of the security monitoring we undertake, such as automated scans to identify harmful e-mails, which involves detecting, investigating and resolving security threats.

As much as possible, we limit access to your Personal Data to those employees, agents, contractors and other third parties who have a business-related need to access that information. They will only process your Personal Data on our instructions, and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected Personal Data Breach and will notify you and any relevant regulator of such breach where we are legally required to do so.

11. How long do we retain your data?

We will only retain your Personal Data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal or reporting requirements.

To determine the appropriate retention period for Personal Data, we consider the amount, nature, and sensitivity of the Personal Data, the potential risk of harm from unauthorised use or disclosure of your Personal Data, the purposes for which we process your Personal Data and whether we can achieve those purposes through other means, and the applicable legal requirements.

Personal Data may be held for longer periods where extended retention periods are required by law and in order to establish, exercise or defend our legal rights.

Details of retention periods for different aspects of your Personal Data are available upon request.

12. Your legal rights

12.1 Your rights in connection with personal Data

Under certain circumstances you have the legal right to:

• Request access to your Personal Data (commonly known as a “data subject access request”). This enables you to receive a copy of the Personal Data we hold about you and to check that we are processing it lawfully.
• Request correction of the Personal Data that we hold about you. This enables you to have any incomplete or inaccurate information we hold about you corrected.
• Request erasure of your Personal Data. This enables you to ask us to delete or remove Personal Data where there is no good reason for us to continue processing it. You also have the right to ask us to delete or remove your Personal Data where you have exercised your right to object to processing (see below). Please note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which you will be notified of, if applicable, at the time of your request.
• Object to processing of your Personal Data where we are relying on legitimate interests (or those of a third party) and there is something about your particular situation which makes you want to object to processing of it on these grounds. You also have the right to object when we process your Personal Data for direct marketing purposes.
• Request the restriction of processing of your Personal Data. This enables you to ask us to suspend the processing of Personal Data about you, for example if you want us to establish its accuracy or the reason for processing it.
• Request the transfer of your Personal Data to another party.

If you wish to exercise any of the rights set out above, we encourage you to use the dedicated form here for a faster and more efficient process. Alternatively, you may contact our Data Protection Officer (DPO) using the contact details mentioned above.

12.2 Contact details of the relevant data protection authorities:

You have the right to lodge a complaint with your local data protection authority at any time. However, we would greatly appreciate the opportunity to address your concerns before you contact them, and we kindly ask that you reach out to us first. For the contact details of the relevant data protection authorities within EU Member States, please visit: https://www.edpb.europa.eu/about-edpb/about-edpb/members_en.

• Switzerland: Federal Data Protection and Information Commissioner (FDPIC), Feldeggweg, CH - 3003 Berne.

Web: https://www.edoeb.admin.ch/en/report-form-data-subjects
Telephone: +41 (0)58 462 43 95

• United Kingdom: Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF

Web: https://ico.org.uk/concerns/
Telephone: +44 (0)303 123 1113

• Jersey: Jersey Office of the Information Commissioner (JOIC), 2nd Floor, 5 Castle Street, St. Helier, JE2 3BT

Web: https://jerseyoic.org/contact/
Telephone: +44 (0) 1534 716530

• Guernsey: Guernsey Office of the Data Protection Authority, Block A, Lefebvre Court, Lefebvre Street, St. Peter Port, GY1 2JP

Web: https://www.odpa.gg/contact/
Telephone: +44 (0) 1481 742074

• Gibraltar: The Gibraltar Data Protection Authority, Suite 603, 1 Europort Road, Gibraltar

Web: https://www.gra.gi/data-protection
Telephone: +350 2007 4636

12.3 Your duty to inform us of changes

It is also important that the Personal Data we hold about you is accurate and current. Please keep us informed if your Personal Data changes during your working relationship with us or even after, as we may need to contact you after our relationship has come to an end.

13. Right to withdraw consent

In the limited circumstances where you may have provided your consent for the collection, processing and transfer of your Personal Data for a specific purpose, you have the right to withdraw your consent for that specific processing at any time. To withdraw your consent, please contact us. Once we have received notification that you have withdrawn your consent, we will no longer process your information for the purpose or purposes you originally agreed to, unless we have another legitimate legal basis for doing so.

14. Changes to this Privacy Notice

We reserve the right to update this Privacy Notice at any time and a new privacy notice will be uploaded onto UBP’s website (www.ubp.com) when we make any updates. We may also notify you in other ways from time to time about the processing of your Personal Data.

15. Third-party links

Our website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements/notices. When you leave our website, we encourage you to read the privacy notice of every website you visit.

Addendum – Applies to Union Bancaire Privée (UK) Limited (UBP UK)

Scope
This covers the following UBP entities:
Union Bancaire Privée (UK) Limited
Union Bancaire Privée (UK) Limited, Jersey Branch
Union Bancaire Privée (UK) Limited, Guernsey Branch
Union Bancaire Privée (UK) Limited, Gibraltar Branch