Bertrand Binggeli
Head of Wealth Estate Planning and Family Wealth Solutions
Wealth Planning Solutions
You build up wealth to achieve your goals. We help you preserve it for your descendants.
At UBP we believe that wealth planning is an essential part of wealth management. Sound structuring and preservation of your wealth will contribute to an optimal allocation of your investment portfolio.
Statistics show that often, following its creation, a substantial amount of wealth is lost by the second and third generations of a family. The main reasons are lack of planning and educating the next generation on the responsibilities involved in inheriting a substantial amount of assets.
Wealth planners accompany you through the three crucial phases – accumulation, preservation and transfer of wealth. Once they have a full overview of all your assets, they combine financial, tax, estate and business succession planning to put together your wealth preservation and growth plan.
Our approach
Our approach consists of identifying and understanding developments in the global tax and regulatory environment and adapting our range for our international private clients who request it. The combination of this top-down (generic to specific) approach and a rigorous methodology that analyses risks and needs enables us to define, together with you, your personal advisors and external experts, the wealth planning strategy that suits you best.
Regional specialisation
UBP’s wealth planners are high-level, senior experts. They specialise in particular regions and cover many countries, enabling them to offer in-depth knowledge and understanding of local environments and to tailor wealth-structuring strategies that take into account the jurisdictions in which you have assets. Their services are accessible through every one of UBP’s booking centres, and through other key segments, such as EAMs and family offices.
A dedicated service
Our wealth planning services will help you optimise your tax planning in a legitimate way, grow your wealth, and pass it safely on to future generations. In order to provide you with the best solutions for your financial situation and objectives, we work together with your personal advisors and external experts to offer tailored consultations and advice.
We base our relationship with you on respect and trust, and enter it for the long term. We will accompany you through all the major events in your life and those of your family members.
More specifically, we can provide guidance on the following subjects:
- Estate assessment and planning
- Consolidation of assets
- Tax planning (including cross-border issues)
- Wealth structuring
- Asset protection
- Ownership and controlling strategies
- Relocation
- Private insurance
- Family matters and governance
- Philanthropy
- Family offices
High added-value services
At UBP, the Wealth Planning team has adopted a holistic approach: we cover not only wealth and estate planning and tax issues, but also, on request, the tax implications relating to portfolio management and an investment instrument’s tax treatment.
We can analyse, with the help of external experts if needed, the tax regimes of given financial products, as well as wealth‐structuring solutions, such as dedicated funds and life‐insurance products. This is a unique extension of the team’s area of expertise.
Trusted partners
We always strive to accompany each client by providing unbiased guidance and a top-quality service. The Bank’s Wealth Planning team maintains close contact with specially-selected highly qualified tax and law firms, as well as external providers that undergo a stringent due-diligence process. This allows us to offer you a range of robustly researched, impartial options.
Other services
We have developed precise and complete account segregation for UK clients who are non-domiciled residents.
We have also set up specific tax reporting protocols for several jurisdictions.
We offer dedicated support to families that want to establish their own single-family office or consider the use of a multi-family office.
Contact us
19.08.2025
Future-Ready: Succession Planning for the NextGen Leaders of the UAE
The Middle East stands on the cusp of an unprecedented generational wealth transfer, with an estimated US$1 trillion poised to change hands by 2030.
18.08.2025
UBP Weekly View - US equities scale new peaks
The latest US inflation data confirm that price pressures are set to trend higher in the coming months. Nevertheless, rate cuts remain on the table given the slowdown in the labour market. As earnings season winds down after a solid set of results, market attention will shift to GDP developments and leading indicators, as well as to the Fed’s annual Jackson Hole meeting on Friday.
13.08.2025
Staying invested remains a strategic lever
Overly defensive positioning has failed to benefit from fluctuations stemming from tariff tensions.
11.08.2025
UBP Currency Views
The prospect of continued Fed rate cuts will weigh on the US dollar
11.08.2025
UBP Weekly View - Rate-cut on the horizon
Relief from US tariffs has fuelled renewed optimism, though commercial frictions remain, notably with India and Switzerland. Hope of a Russia–Ukraine ceasefire and rising expectations of a Federal Reserve rate cut have further buoyed equities. However, with equity valuations increasingly stretched, markets may face bouts of short-term volatility.
08.08.2025
UBP House View - August 2025
While the US earnings season has underpinned the equity rally, emerging risks – such as tariffs slowing the economy and fuelling price pressures – warrant investors’ attention. However, these risks remain insufficient to prompt a shift in our portfolio positioning, and we continue to maintain a broad diversification across asset classes.
04.08.2025
UBP Weekly View - Tech still leading the charge
The United Kingdom, Europe, South Korea, and potentially China in the near future: the list of US-negotiated trade deals continues to grow, yet uncertainty persists with several key partners. At the same time, investor focus is shifting back to economic fundamentals, with softer-than-expected US employment data released on Friday triggering a sell-off. Nonetheless, recent tech earnings results reaffirmed the sector’s enduring dominance.
28.07.2025
UBP Weekly View - Markets climb on trade deals
Commercial agreements are fuelling market optimism, reinforcing confidence in a clear path for corporate earnings growth. As the earnings season progresses, 34% of S&P 500 constituents have published their results, with 80% surpassing analysts’ estimates. This week, attention will be focussed on key economic data and potential new trade agreements as the 1 August tariff truce deadline approaches.
21.07.2025
UBP Weekly View - Banks convey an optimistic tone
US banking giants led the start of the earnings season, with their management expressing confidence about consumer resilience despite economic uncertainty and price pressures, with the latter being confirmed by more solid June US headline inflation data which came in at 2.6% year-on-year. This figure also supported further consolidation of the US dollar, although we expect this to be short-lived. More corporate results are due this week and are likely to play a key role in steering market sentiment.