Bertrand Binggeli
Head of Wealth Estate Planning and Family Wealth Solutions
Wealth Planning Solutions
You build up wealth to achieve your goals. We help you preserve it for your descendants.
At UBP we believe that wealth planning is an essential part of wealth management. Sound structuring and preservation of your wealth will contribute to an optimal allocation of your investment portfolio.
Statistics show that often, following its creation, a substantial amount of wealth is lost by the second and third generations of a family. The main reasons are lack of planning and educating the next generation on the responsibilities involved in inheriting a substantial amount of assets.
Wealth planners accompany you through the three crucial phases – accumulation, preservation and transfer of wealth. Once they have a full overview of all your assets, they combine financial, tax, estate and business succession planning to put together your wealth preservation and growth plan.
Our approach
Our approach consists of identifying and understanding developments in the global tax and regulatory environment and adapting our range for our international private clients who request it. The combination of this top-down (generic to specific) approach and a rigorous methodology that analyses risks and needs enables us to define, together with you, your personal advisors and external experts, the wealth planning strategy that suits you best.
Regional specialisation
UBP’s wealth planners are high-level, senior experts. They specialise in particular regions and cover many countries, enabling them to offer in-depth knowledge and understanding of local environments and to tailor wealth-structuring strategies that take into account the jurisdictions in which you have assets. Their services are accessible through every one of UBP’s booking centres, and through other key segments, such as EAMs and family offices.
A dedicated service
Our wealth planning services will help you optimise your tax planning in a legitimate way, grow your wealth, and pass it safely on to future generations. In order to provide you with the best solutions for your financial situation and objectives, we work together with your personal advisors and external experts to offer tailored consultations and advice.
We base our relationship with you on respect and trust, and enter it for the long term. We will accompany you through all the major events in your life and those of your family members.
More specifically, we can provide guidance on the following subjects:
- Estate assessment and planning
- Consolidation of assets
- Tax planning (including cross-border issues)
- Wealth structuring
- Asset protection
- Ownership and controlling strategies
- Relocation
- Private insurance
- Family matters and governance
- Philanthropy
- Family offices
High added-value services
At UBP, the Wealth Planning team has adopted a holistic approach: we cover not only wealth and estate planning and tax issues, but also, on request, the tax implications relating to portfolio management and an investment instrument’s tax treatment.
We can analyse, with the help of external experts if needed, the tax regimes of given financial products, as well as wealth‐structuring solutions, such as dedicated funds and life‐insurance products. This is a unique extension of the team’s area of expertise.
Trusted partners
We always strive to accompany each client by providing unbiased guidance and a top-quality service. The Bank’s Wealth Planning team maintains close contact with specially-selected highly qualified tax and law firms, as well as external providers that undergo a stringent due-diligence process. This allows us to offer you a range of robustly researched, impartial options.
Other services
We have developed precise and complete account segregation for UK clients who are non-domiciled residents.
We have also set up specific tax reporting protocols for several jurisdictions.
We offer dedicated support to families that want to establish their own single-family office or consider the use of a multi-family office.
Contact us
08.12.2025
UBP Weekly View - Rate volatility
Global equities closed the first week of December in positive territory, supported by rising expectations of a Fed rate cut, while the bond market experienced rate volatility. Attention now turns to the Federal Reserve, which is expected to deliver a 25-bp interest rate cut on Wednesday. A still-supportive backdrop continues to underpin equities, with fiscal stimulus measures, easing monetary policy and structural growth drivers encouraging investors to keep a broader perspective.
04.12.2025
China’s Unfinished Pivot: The Next Phase of Reforms
China is positioning itself to become a global leader in technological innovation.
01.12.2025
UBP Weekly View - Probability of rate cut rises
The last week of November ended strongly, following a period of market uncertainty. As December gets under way, seasonal patterns point to a firm year-end finish. However, attention is now turning to next week’s Federal Open Market Committee (FOMC) meeting. Market expectations became markedly more dovish in the final week of November amid growing concerns about the labour market; investors are now pricing in a 25-bp rate cut in December.
26.11.2025
UBP Family Office Solutions: Guidance from the heart
A study has shown that 90% of family wealth disappears after the third generation. Monica Espinosa, UBP’s Head of Family Office Solutions, and Pierre Ricq, Senior Family Advisor, have made it their mission to make sure this doesn’t happen to the families who approach them, by providing clarity, a long-term vision, emotional support, and access to a wealth of experts in institutional-level financial services.
24.11.2025
UBP Weekly View - Multiple factors weight on sentiment
Despite Nvidia’s stronger-than-expected results and upbeat guidance, investor sentiment remained fragile. A mixture of fatigue and doubts about AI, shifting expectations for a potential Federal Reserve rate cut in December, and a rise in long-term Japanese yields fuelled sharp swings across equity markets. This week, investors will closely monitor the continuing Russia–Ukraine discussions for signs of an end to the conflict.
17.11.2025
UBP Weekly View - A volatile backdrop
Doubts over a December interest rate cut by the Federal Reserve and concerns over the scale and timing of AI-related capex weighed on sentiment, underscoring the fragile market landscape. Now that the US government’s 43-day shutdown has ended, investors are awaiting the delayed September non-farm payrolls report this week. The publication of the minutes from the Federal Reserve’s meeting and Nvidia’s earning report, both on Wednesday, will be also closely scrutinised.
12.11.2025
UBP House View - November 2025
In the US, stronger corporate investment, resilient household spending, and the prospect of monetary easing led us to upgrade our outlook on US growth for 2026. This improved economic momentum reinforces our high-yield bond conviction of 4/5 and reaffirms our positive stance on US equities of 4/5.
10.11.2025
UBP Weekly View - Markets seek economic support
Scepticism and fatigue surrounding artificial intelligence (AI), coupled with the ongoing US government shutdown and mounting concerns about the labour market, weighed on investor sentiment. The global technology sector declined, despite a steady stream of upbeat news related to AI. As the earnings season draws to a close, markets are now looking for supportive macroeconomic signals to restore confidence.
04.11.2025
Union Bancaire Privée Opens New Office in Saudi Arabia and Appoints Head to Lead Local Growth
Union Bancaire Privée, UBP SA (“UBP”), one of the world’s largest family-owned private banks headquartered in Geneva, Switzerland, has officially opened an office in Riyadh, marking a key milestone in the Bank’s long-term regional growth strategy and deepening its commitment to the Saudi market.