Bertrand Binggeli
Head of Estate Planning and Family Wealth Solutions
Wealth Planning Solutions
You build up wealth to achieve your goals. We help you preserve it responsibly across generations.
Wealth planning is the process of aligning your personal and business assets with your goals through thoughtful wealth structuring, estate planning, and succession planning, so your investments and legal arrangements work together over time. At UBP, we believe tailored financial planning is a core part of wealth management – it helps you structure, protect, and pass on your wealth with clarity and control.
Effective planning supports an optimal allocation of your investment portfolio to help reduce avoidable risks and costs. It also provides a clear roadmap for family governance and ownership transition, so you can preserve your wealth responsibly across generations and secure your legacy.
Statistics show that a substantial portion of family wealth is often lost by the second or third generation, typically due to limited planning or insufficient preparation of heirs for the responsibilities that come with inheriting significant assets.
Our wealth planners work with you through the three crucial phases – accumulation, preservation, and transfer. Once we have a complete view of your assets and objectives, we integrate financial planning, tax considerations, estate planning, business succession planning, retirement and inheritance planning, and cross‑border factors to design a pragmatic plan focused on wealth preservation and long‑term growth.
A personalised approach to wealth planning
- Understanding global tax and regulatory environments
- Collaborative planning with personal financial advisors and experts
- Custom strategies rooted in individual client needs
Regional expertise for global wealth structures
With UBP, you work directly with senior wealth planners who bring you actionable, on the ground expertise where you live, invest, and do business. They specialise in particular regions to cover many countries, bringing deep knowledge of local regulations, tax practices, and the market. UBP’s wealth planning services are accessible through every one of our booking centres, with seamless coordination alongside your trusted partners, including EAMs and family offices.
A dedicated service
Our wealth planning services help you optimise your tax planning, grow your wealth, and pass it safely on to future generations. In order to provide you with the best solutions for your financial situation and objectives, we work together with your personal advisors and external experts to offer tailored consultations and advice.
We base our relationship with you on trust, and accompany you through all the major events in your life and those of your family members.
More specifically, we can provide guidance on the following subjects:
- Estate assessment and planning
- Consolidation of assets
- Tax planning (including cross-border issues)
- Wealth structuring
- Asset protection
- Ownership and controlling strategies
- Relocation
- Private insurance
- Family matters and governance
- Philanthropy
- Family offices
Holistic and high-value wealth planning services
UBP’s Wealth Planning team has adopted a holistic approach: we cover not only wealth and estate planning and tax issues, but also, on request, the tax implications relating to portfolio management and an investment instrument’s tax treatment.
We can analyse, with the help of external experts if needed, the tax regimes of given financial products, as well as wealth‐structuring solutions, such as dedicated funds and life‐insurance products. This is a unique extension of the team’s area of expertise.
Independent and expert wealth planning
We always strive to accompany each client by providing unbiased guidance and a top-quality service. The Bank’s Wealth Planning team maintains close contact with specially-selected highly qualified tax and law firms, as well as external providers that undergo a stringent due-diligence process. This allows us to offer you a range of robustly researched, impartial options.
Additional wealth planning support services
Account segregation for non-domiciled clients
We have developed precise and complete account segregation for UK clients who are non-domiciled residents.
Special tax reporting protocols
We have also set up specific tax reporting protocols for several jurisdictions.
Family office support
We offer dedicated support to families that want to establish their own single-family office or consider the use of a multi-family office.
Discuss your wealth planning journey with us
Please fill in this form so that one of our experts can contact you. Let us know about your goals and priorities so that we can better assist you with your request.
Our expertise, services, and locations are consistently recognised with industry awards, highlighting the quality and depth of our offerings.
Our wealth planning experts
20.04.2026
UBP Weekly View - Oil flow stability still in question
Investors reacted positively to a further de-escalation in the Middle East last week.
14.04.2026
UBP Weekly View - Fragility persists in the Middle East
Following the announcement of a two-week US–Iran ceasefire on Tuesday, 7 April, risk assets were supported by the perception that the worst may have been avoided.
07.04.2026
UBP Weekly View - Between ceasefire hopes and escalation risks
Headlines about a potential ceasefire in the Middle East have started to appear, though visibility on the geopolitical outcome remains limited.
02.04.2026
UBP House View - April 2026
The recent escalation in the Middle East has materially changed the tone of markets and prompted us to revise our base case scenario, notably on energy.
01.04.2026
Private credit fault lines
Back in January, the dominant narrative in private credit was that negative headlines pointed to isolated events and a normalisation of flows, not systemic credit stress. Today, the picture is evolving.
30.03.2026
UBP Weekly View - Oil supply pressures turn persistent
As the Middle East conflict enters its fifth week, recent developments are pointing to a clear shift from an initial oil disruption towards a broadening supply shock.
25.03.2026
Software: When artificial intelligence reshuffles the deck
AI is undermining traditional software. But it is forcing companies to reinvent themselves.
20.03.2026
Double Recognition at WealthBriefing European Awards 2026
UBP has been honoured this year with two prestigious awards at the WealthBriefing European Awards: Best Private Bank – Wealth Planning Team and Best Wealth Management Business Servicing the Nordic Region.
19.03.2026
The Swiss franc: a secular upward trend
The Swiss franc is once again confirming its status as a major reserve currency, one that is particularly significant at a time when instability in the Middle East is causing major turbulence in global geopolitics. However, the franc’s secular strength has a downside.