Bertrand Binggeli
Head of Wealth Estate Planning and Family Wealth Solutions
Wealth Planning Solutions
You build up wealth to achieve your goals. We help you preserve it for your descendants.
At UBP we believe that wealth planning is an essential part of wealth management. Sound structuring and preservation of your wealth will contribute to an optimal allocation of your investment portfolio.
Statistics show that often, following its creation, a substantial amount of wealth is lost by the second and third generations of a family. The main reasons are lack of planning and educating the next generation on the responsibilities involved in inheriting a substantial amount of assets.
Wealth planners accompany you through the three crucial phases – accumulation, preservation and transfer of wealth. Once they have a full overview of all your assets, they combine financial, tax, estate and business succession planning to put together your wealth preservation and growth plan.
Our approach
Our approach consists of identifying and understanding developments in the global tax and regulatory environment and adapting our range for our international private clients who request it. The combination of this top-down (generic to specific) approach and a rigorous methodology that analyses risks and needs enables us to define, together with you, your personal advisors and external experts, the wealth planning strategy that suits you best.
Regional specialisation
UBP’s wealth planners are high-level, senior experts. They specialise in particular regions and cover many countries, enabling them to offer in-depth knowledge and understanding of local environments and to tailor wealth-structuring strategies that take into account the jurisdictions in which you have assets. Their services are accessible through every one of UBP’s booking centres, and through other key segments, such as EAMs and family offices.
A dedicated service
Our wealth planning services will help you optimise your tax planning in a legitimate way, grow your wealth, and pass it safely on to future generations. In order to provide you with the best solutions for your financial situation and objectives, we work together with your personal advisors and external experts to offer tailored consultations and advice.
We base our relationship with you on respect and trust, and enter it for the long term. We will accompany you through all the major events in your life and those of your family members.
More specifically, we can provide guidance on the following subjects:
- Estate assessment and planning
- Consolidation of assets
- Tax planning (including cross-border issues)
- Wealth structuring
- Asset protection
- Ownership and controlling strategies
- Relocation
- Private insurance
- Family matters and governance
- Philanthropy
- Family offices
High added-value services
At UBP, the Wealth Planning team has adopted a holistic approach: we cover not only wealth and estate planning and tax issues, but also, on request, the tax implications relating to portfolio management and an investment instrument’s tax treatment.
We can analyse, with the help of external experts if needed, the tax regimes of given financial products, as well as wealth‐structuring solutions, such as dedicated funds and life‐insurance products. This is a unique extension of the team’s area of expertise.
Trusted partners
We always strive to accompany each client by providing unbiased guidance and a top-quality service. The Bank’s Wealth Planning team maintains close contact with specially-selected highly qualified tax and law firms, as well as external providers that undergo a stringent due-diligence process. This allows us to offer you a range of robustly researched, impartial options.
Other services
We have developed precise and complete account segregation for UK clients who are non-domiciled residents.
We have also set up specific tax reporting protocols for several jurisdictions.
We offer dedicated support to families that want to establish their own single-family office or consider the use of a multi-family office.
Contact us
23.06.2025
UBP Weekly View - Volatility mounts on Middle East escalation
Despite the escalating geopolitical tensions between Israel, Iran and the US, equity and bond markets are – for now – not pricing in a worst-case scenario. In this context, a diversified allocation is warranted to contain tail risks and mitigate mounting volatility. Gold continues to serve as a hedge against extreme shocks.
23.06.2025
“Like a fine dining restaurant”: UBP serves up private markets strategy
UBP is taking a three-pronged approach to elevate its private market business as the Swiss bank seeks to deliver a high-quality experience in the increasingly competitive alternatives space, where virtually all private banks are now offering access to differentiated private market investments.
20.06.2025
Israel–Iran: the dawn of a new global risk regime?
Israel’s ‘pre-emptive’ strikes against Iran on 13 June represent a meaningful escalation in what had been Israel’s ongoing battle against primarily Iranian proxies. The conflict has now shifted towards a direct confrontation between the two regional powers in the Middle East.
18.06.2025
Is the dollar losing its lustre?
Peter Kinsella, UBP’s Global Head of FX and Commodity Strategy, discussed the outlook for the USD with Andreas Koenig, Amundi’s Head of Currency Management.
16.06.2025
UBP Weekly View - Trade deals in the spotlight
Markets rallied on US–China trade deal progress and soft US inflation data, boosting risk assets and expectations of a Fed rate cut. Yields fell while credit spreads tightened. However, at the end of the week gains faded as Israel–Iran tensions flared up, but this lifted defence stocks. The US dollar weakened, while gold and oil rose on geopolitical tensions.
10.06.2025
UBP House View - June 2025
As we enter the second half of the year, the fading trade war rhetoric is paving the way for a renewed focus on diversified asset allocations.
06.06.2025
Risk premium: a key to reading markets
The potential of US equities is being tested by the compression of the risk premium.
03.06.2025
Private banking: a changing of the guard in the industry
For the younger generation, private banking is no longer necessarily as attractive a business sector as it was for their predecessors. Nonetheless, these institutions’ recruitment needs remain high, and attracting young talent is becoming an increasingly important issue for them. So how can private banks attract and retain the next generation?
