Bertrand Binggeli
Head of Wealth Estate Planning and Family Wealth Solutions
Wealth Planning Solutions
You build up wealth to achieve your goals. We help you preserve it for your descendants.
At UBP we believe that wealth planning is an essential part of wealth management. Sound structuring and preservation of your wealth will contribute to an optimal allocation of your investment portfolio.
Statistics show that often, following its creation, a substantial amount of wealth is lost by the second and third generations of a family. The main reasons are lack of planning and educating the next generation on the responsibilities involved in inheriting a substantial amount of assets.
Wealth planners accompany you through the three crucial phases – accumulation, preservation and transfer of wealth. Once they have a full overview of all your assets, they combine financial, tax, estate and business succession planning to put together your wealth preservation and growth plan.
Our approach
Our approach consists of identifying and understanding developments in the global tax and regulatory environment and adapting our range for our international private clients who request it. The combination of this top-down (generic to specific) approach and a rigorous methodology that analyses risks and needs enables us to define, together with you, your personal advisors and external experts, the wealth planning strategy that suits you best.
Regional specialisation
UBP’s wealth planners are high-level, senior experts. They specialise in particular regions and cover many countries, enabling them to offer in-depth knowledge and understanding of local environments and to tailor wealth-structuring strategies that take into account the jurisdictions in which you have assets. Their services are accessible through every one of UBP’s booking centres, and through other key segments, such as EAMs and family offices.
A dedicated service
Our wealth planning services will help you optimise your tax planning in a legitimate way, grow your wealth, and pass it safely on to future generations. In order to provide you with the best solutions for your financial situation and objectives, we work together with your personal advisors and external experts to offer tailored consultations and advice.
We base our relationship with you on respect and trust, and enter it for the long term. We will accompany you through all the major events in your life and those of your family members.
More specifically, we can provide guidance on the following subjects:
- Estate assessment and planning
- Consolidation of assets
- Tax planning (including cross-border issues)
- Wealth structuring
- Asset protection
- Ownership and controlling strategies
- Relocation
- Private insurance
- Family matters and governance
- Philanthropy
- Family offices
High added-value services
At UBP, the Wealth Planning team has adopted a holistic approach: we cover not only wealth and estate planning and tax issues, but also, on request, the tax implications relating to portfolio management and an investment instrument’s tax treatment.
We can analyse, with the help of external experts if needed, the tax regimes of given financial products, as well as wealth‐structuring solutions, such as dedicated funds and life‐insurance products. This is a unique extension of the team’s area of expertise.
Trusted partners
We always strive to accompany each client by providing unbiased guidance and a top-quality service. The Bank’s Wealth Planning team maintains close contact with specially-selected highly qualified tax and law firms, as well as external providers that undergo a stringent due-diligence process. This allows us to offer you a range of robustly researched, impartial options.
Other services
We have developed precise and complete account segregation for UK clients who are non-domiciled residents.
We have also set up specific tax reporting protocols for several jurisdictions.
We offer dedicated support to families that want to establish their own single-family office or consider the use of a multi-family office.
Contact us
12.09.2025
India: Steadfast amid rising geopolitical challenges
Trade tensions with the United States, marked by 50% tariffs on Indian exports, have dampened sentiment. However, despite trade-related uncertainties, the growth outlook has been revised upwards, reflecting India’s strong long-term potential.
09.09.2025
UBP House View - September 2025
The Fed now appears to prioritise labour market stability over inflation risks, prompting us to reshape our investment strategy and overall asset allocation.
08.09.2025
UBP Weekly View - Soft US labour data raise Fed rate cut expectations
Without further pressure from the White House, the Fed is set to cut rates in September. Markets are debating whether the move will be 25 or 50 basis points after weak payroll figures, though we continue to expect only a 25-bp cut given the persistent inflationary pressures. The prospect of lower rates has buoyed equities, while attention this week will turn to US inflation data for evidence of tariff-related effects.
08.09.2025
Towards a lower rate era
The start of autumn marks a turning point for the Federal Reserve; our rate outlook is shifting accordingly.
01.09.2025
UBP Weekly View - Nvidia disappoints, yet tech stocks advance
While President Trump is pressing for greater influence over the Fed in the pursuit of lower interest rates, US small caps continued to benefit from declining short-term US yields. Attention turned to Nvidia where strong Q2 earnings were eclipsed by underwhelming guidance and geopolitics impacting sales in China, sending the stock lower; even so, global technology equities outperformed. This week, the focus is set to shift to key US macro indicators, namely employment data.
25.08.2025
UBP Weekly View - Markets rally after Jackson Hole symposium
With Fed chairman Jerome Powell opening the door to a rate cut in September, last week’s Jackson Hole symposium reinforced our forecast of two reductions this year. Global equities closed on a positive note, buoyed by the policy easing. However, the impact of tariffs must be fully assessed over the coming weeks.
19.08.2025
Future-Ready: Succession Planning for the NextGen Leaders of the UAE
The Middle East stands on the cusp of an unprecedented generational wealth transfer, with an estimated US$1 trillion poised to change hands by 2030.
18.08.2025
UBP Weekly View - US equities scale new peaks
The latest US inflation data confirm that price pressures are set to trend higher in the coming months. Nevertheless, rate cuts remain on the table given the slowdown in the labour market. As earnings season winds down after a solid set of results, market attention will shift to GDP developments and leading indicators, as well as to the Fed’s annual Jackson Hole meeting on Friday.
