How UBP’s Family Office Solutions helps wealthy families preserve and transmit wealth across generations through governance, investment strategy, and family advisory.
From wealth complexity to family clarity
Managing substantial wealth is no longer a purely financial exercise: it is a matter of alignment across generations, values, and long-term intentions.
At UBP, our Family Office Solutions are built on a clear conviction: wealth decisions should reflect the family behind them.
In a world where information is abundant and investment solutions are widely accessible, the true differentiator lies in structure, discipline, and the ability to connect financial decisions to human dynamics.
A structured family office framework: from DNA to decisions
Our approach follows a clear and time-tested architecture: a structured journey designed to bring clarity and continuity. It unfolds at three distinct moments, with each one being the necessary condition for the next.
Because the order matters as much as the method.
1. Understanding the family: defining the family DNA
Every engagement begins with a deep understanding of the family itself. Its purpose, values, and long-term vision. Its history, its dynamics, the tensions it carries and the ambitions it holds.
This groundwork creates a shared language and a clear direction. It ensures that all future decisions are anchored in what truly matters. Without it, even the most sophisticated financial structure is built on unsteady ground.
2. Structuring family governance: creating alignment and continuity
Once the family DNA has been defined, governance provides the framework to sustain it over time. This creates a family charter, establishes a decision-making process, and sets the conditions under which the next generation can find its place.
Governance transforms intention into continuity. It creates clarity for roles, responsibilities, and communication across generations, and resolves the issues that wealth inevitably raises before they become conflicts.
3. Orchestrating investments: aligning capital with purpose
An investment strategy is then built as a direct extension of the family framework. This comprises an Investment Policy Statement and a Strategic Asset Allocation, along with a Family Investment Committee that ensures decisions remain coherent with who the family is and what it is trying to protect.
This is where UBP’s institutional investment expertise comes into its own. Capital is managed with discipline, consistency, and in full alignment with the family’s long-term objectives, not as a starting point, but as a conclusion.
Institutional discipline: from visibility to control
A robust structure requires continuous oversight. Global reporting across all assets, risk management frameworks, and periodic performance reviews form the institutional layer that preserves transparency and supports informed decision-making across generations.
Beyond investments: strengthening family cohesion
True family-office thinking extends beyond financial assets. Philanthropy is often the clearest expression of what a family collectively believes in. Passion assets, whether art, wine or private collections, carry meaning that sits outside conventional portfolio logic. Sound wealth planning ensures that structures serve the family’s intentions across time, not the other way around. And the most fragile moment in intergenerational wealth transfer is not the transfer itself, it is the years before it, when the next generation is prepared not to inherit the wealth, but to act as its stewards.
An integrated ecosystem: from expertise to orchestration
Families today interact with multiple experts across several fields, including legal, tax, investment, and governance, with most families already working with the right people. What they often lack is someone who ensures these experts are speaking to each other and working towards the same objective.
Our role is to orchestrate rather than replace. To weave the thread through the various disciplines. To ensure that every intervention, whether legal, financial or relational, remains aligned with the family’s long-term direction.
Advice accumulates. Strategy compounds. The difference is orchestration.
The UBP difference: a family-office mindset within private banking
“Managing a family-owned private bank has enabled us to acquire a better understanding of the responsibilities and complexities that the management of family wealth implies.”
Edgar de Picciotto, Founder of UBP
As a family-owned private bank, UBP brings a distinctive perspective: a long-term, generational mindset, a human-first advisory approach, and access to institutional investment expertise. Whether families are considering a single-family office structure or seeking the depth of a multi-family office platform, our approach offers the rigour of both within the framework of a relationship bank. We do not position the family office as a standalone structure, but as a way of thinking and operating, embedded within private banking and tailored to each family.
A journey designed for generations
It connects identity, governance, and investments into a coherent whole, enabling families engaged in private wealth management to navigate complexity with clarity and confidence.
Because, ultimately, the objective is not only to manage wealth, but to ensure its continuity, meaning, and transmission across generations.
Legacy starts with attention to the family.
