Nicolas Laroche
Global Head of Advisory & Asset Allocation
We advise, you decide
UBP Advisory is the right service for you if you wish to maintain full control of your investments. Our specialists are on hand to support you in your decision-making process.
Your investment journey with us begins with a thorough understanding of your personal needs, financial goals, and desired level of engagement with our investment experts.
Together, we assess your risk appetite and build an investment strategy in which you play an active role.
Our dedicated Advisory team provides you with swift market access, and proactive, on-demand investment advice across various asset classes. Ever ready to assist, our team offers insights on trading strategies for single securities, bonds, foreign exchange, structured products, funds and alternative investments.
We propose two levels of engagement so you always maintain complete control:
- Classic Mandate
You actively manage your portfolio with guidance from your relationship manager and get full access to UBP’s publications to keep you right up to date with the markets.
- Premium Mandate
You receive personalised and proactive advice from a dedicated investment advisor, alongside your relationship manager, and the Bank’s investment specialists.
The products or services mentioned above are provided as general information only and are not intended to provide investment or other advice. Not all products or services described are available in all jurisdictions. Past performance is not a guarantee of future results. Any forecast, projection or target, where provided, is indicative only and is not guaranteed in any way. To read our full disclaimer, please refer to UBP legal disclaimer.
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16.12.2025
UBP House View - December 2025
As the year draws to a close, 2025 delivered robust return across all asset classes. We maintain our conviction in US equities and have upgraded emerging market debt from 3/5 to 4/5.
15.12.2025
UBP Weekly View - Broadening earnings growth
The Federal Reserve cut its key rates by 25 basis points to 3.25 - 3.75% last week, and surprised observers with the resumption of purchases of short-term Treasuries. The Fed also raised its 2026 growth forecasts to 2.3%. However, we maintain our current scenario of several Fed rate cuts in 2026.
On the equities markets, valuation concerns have resurfaced for AI-related companies, even as the Artificial Intelligence (AI) investment outlook remains robust, while risk appetite expends to cyclical equities. Such dynamics underscore the need for diversification and selectivity as we enter 2026.
11.12.2025
Why the AI megatrend is far from peaking
AI remains the decade’s most disruptive technology, with cloud platforms and semiconductor suppliers poised to benefit most.
08.12.2025
UBP Weekly View - Rate volatility
Global equities closed the first week of December in positive territory, supported by rising expectations of a Fed rate cut, while the bond market experienced rate volatility. Attention now turns to the Federal Reserve, which is expected to deliver a 25-bp interest rate cut on Wednesday. A still-supportive backdrop continues to underpin equities, with fiscal stimulus measures, easing monetary policy and structural growth drivers encouraging investors to keep a broader perspective.
04.12.2025
China’s Unfinished Pivot: The Next Phase of Reforms
China is positioning itself to become a global leader in technological innovation.
01.12.2025
UBP Weekly View - Probability of rate cut rises
The last week of November ended strongly, following a period of market uncertainty. As December gets under way, seasonal patterns point to a firm year-end finish. However, attention is now turning to next week’s Federal Open Market Committee (FOMC) meeting. Market expectations became markedly more dovish in the final week of November amid growing concerns about the labour market; investors are now pricing in a 25-bp rate cut in December.