Nicolas Laroche
Global Head of Advisory & Asset Allocation
We advise, you decide
UBP Advisory is the right service for you if you wish to maintain full control of your investments. Our specialists are on hand to support you in your decision-making process.
Your investment journey with us begins with a thorough understanding of your personal needs, financial goals, and desired level of engagement with our investment experts.
Together, we assess your risk appetite and build an investment strategy in which you play an active role.
Our dedicated Advisory team provides you with swift market access, and proactive, on-demand investment advice across various asset classes. Ever ready to assist, our team offers insights on trading strategies for single securities, bonds, foreign exchange, structured products, funds and alternative investments.
We propose two levels of engagement so you always maintain complete control:
- Classic Mandate
You actively manage your portfolio with guidance from your relationship manager and get full access to UBP’s publications to keep you right up to date with the markets.
- Premium Mandate
You receive personalised and proactive advice from a dedicated investment advisor, alongside your relationship manager, and the Bank’s investment specialists.
The products or services mentioned above are provided as general information only and are not intended to provide investment or other advice. Not all products or services described are available in all jurisdictions. Past performance is not a guarantee of future results. Any forecast, projection or target, where provided, is indicative only and is not guaranteed in any way. To read our full disclaimer, please refer to UBP legal disclaimer.
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23.10.2026
EAM Team: Powered by Partnership
The External Asset Managers (EAM) team at UBP is driven by one idea above all: partnership that delivers. They focus on making it easier for external managers to serve end-clients, combining reliable custody with access to markets and experts. The aim is simple and ambitious: to help EAMs accelerate their businesses and raise service standards for their clients. In practice, that means proximity, speed, and solutions that work at scale.
20.10.2026
Crude oil refining: its impact on what the consumer pays
Oil prices are usually quoted as the future price of crude oil, with Brent and WTI being the main benchmarks. However, the economy relies on refined products such as diesel, petrol and jet fuel rather than on crude oil itself, and the cost of turning the one into the other is the refining margin, or ‘crack spread’. Adding this spread to Brent gives a proxy for what the end consumer actually pays, and on that basis the average price is currently around USD 140–180 per barrel.
19.10.2026
UBP Weekly View - AI jitters and dearer oil send investors to havens
Global equities fell as a sharp AI-led sell-off hit technology stocks, while surging oil prices and hotter US inflation reignited rate-hike debate ahead of the US Federal Reserve’s (Fed) meeting. Treasuries acted as a haven and the USD held firm, with the EUR weighed down by French spreads widening.
16.10.2026
Building Bridges 2026: Turning sustainability ambitions into investments
The seventh edition of Building Bridges, Switzerland’s largest sustainable finance conference, brought together 2,600 participants in Geneva from 6–8 October – an increase of 25% compared with last year – with thousands more joining online. A sponsor since the conference’s inaugural edition in 2019, UBP continues to support its mission of fostering constructive dialogue on sustainable finance and strengthening collaboration between the financial sector and the wider economy.
14.10.2026
Going for Gold
Since the US Federal Reserve’s 25 basis points September rate hike, gold has traded modestly lower to levels of around USD 4,150 per oz.
12.10.2026
UBP Weekly View - Bull market broadens as inflation, the Fed and French debt test investors
The US economy remains resilient, but rising prices and political pressure are keeping investors cautious.