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Our Deposit Account Rates
Union Bancaire Privée (UK) Limited
|
Product |
Term |
GBP Gross(1)/ AER(2) |
EUR Gross(1)/ AER(2) |
USD Gross(1)/ AER(2) |
|
Instant Access Accounts are available for a wide range of currencies and offer flexibility for transacting through UBP UK Online or your private banker. |
Banking or Execution Only Mandate |
Nil |
Nil |
Nil |
|
Advisory or Discretionary Managed Mandate(3) |
2.75% |
0.25% |
2.25% |
|
|
Notice Accounts provide a rate of interest (4) but require savers to give notice of any withdrawals. |
7 Days |
3.25% |
1.25% |
3.25% |
|
35 Days(3) |
3.50% |
1.40% |
3.50% |
|
|
95 Days(3) |
3.75% |
1.75% |
3.75% |
|
|
Fixed Term Deposits paying a fixed rate of interest(4) in a wide range of currencies and tenors, starting from 1 week. |
Available upon request. Please contact your Relationship Manager for terms and pricing. |
|||
(1) The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (the ‘specified rate’).
(2) The AER is the annual equivalent rate and shows what the interest rate would be if interest were paid and compounded for one year.
(3) The interest rate shown is linked to the respective central bank base rate less a margin and is calculated as follows:
|
Currency |
Central Bank Reference Rate |
Current Central Bank Reference Rate |
|
||
| Instant Access & 48 Hour Notice Account |
35-Day Notice Account |
95-Day Notice Account |
|||
|
Sterling |
4.00% |
1.25% |
0.75% |
0.50% |
|
|
US Dollar |
4.25% |
1.75% |
1.00% |
0.75% |
|
|
Euro |
2.00% |
1.75% |
0.75% |
0.50% |
|
Changes to the Central Bank Reference Rates
Changes to the Bank of England base rate and US Federal Reserve Target Rate will apply from the next business day following the central bank's announcement.
Changes to the European Central Bank reference rate will apply on the effective date of the change announced by the European Central Bank.
(4) Interest rates for Term Deposits are fixed on the day of deposit for the entire term of the deposit. Interest is typically credited on maturity (other frequencies are available upon request at the time of fixing).
Standard rates are shown. Rates may vary. Product terms and conditions apply.
What would my estimated balance be after 12 months based on a GBP 1,000,000 deposit?
A deposit of GBP 1,000,000 at an annual gross rate of 4.00% would generate an estimated balance of GBP 1,040,000 in one year. Please note this example is for illustrative purposes only.
Explore UBP UK's offering
Driven by an expertise-led culture and strong client relationships, we integrate in-depth knowledge in wealth and asset management to create tailored innovative solutions for our clients across traditional and alternative investments. This breadth of expertise ensures we can precisely meet even the most complex financial needs.
UBP (UK) - London
UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.
瑞联银行伦敦分行
瑞联银行伦敦分行在1991年设立，提供资产和财富管理服务。办公室座落于伦敦心脏地区马里波恩（Marylebone），聘用逾130名人员（截至2022年12月31日）。
UBP (UK) Edinburgh
UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.
UBP (UK) Jersey
UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.
UBP (UK) Gibraltar
UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.
UBP (UK) Leeds
UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.
UBP (UK) Guernsey
UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.
UBP (UK) Cambridge
UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.
UBP (UK) Newbury
UBP has a strong and growing presence in the UK, Channel Islands and Gibraltar with offices in London and other key locations across the region. As its largest hub outside of Switzerland, the UK is a key strategic location, supporting UBP’s commitment to providing clients with flexible wealth management solutions.