存款人保护
瑞联银行的瑞士客户
我的存款是否受瑞士银行及证券商存款保障机构 (esisuisse) 存款保险的保护？是的。与瑞士的任何银行及任何证券公司一样，瑞联银行也必须签署 esisuisse 及其成员之间的自律协议。这意味着所有客户的存款均受到保护，最高受保护金额为每位客户 100,000 瑞士法郎。在发行银行以持票人名义持有的中期票据也被视为存款。在瑞士，存款人保护由 esisuisse 提供，有关存款人保护系统的详细说明，请访问 https://www.esisuisse.ch/en
瑞联银行的英国客户
Union Bancaire Privée (UK) Limited is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors including most individuals and small businesses are covered by the scheme.
In respect of deposits, an eligible depositor is entitled to claim up to £120,000. For joint accounts, each account holder is treated as having a claim in respect of their share. Therefore, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £120,000 each (a total of £240,000). The £120,000 limit applies to the combined amount in all of the eligible depositor’s accounts with the bank, including their share of any joint accounts, and not to each separate account.
For further information about the compensation provided by the FSCS (including the amounts covered and eligibility to claim), please contact your Private Banker, visit the FSCS website at www.fscs.org.uk, or call the FSCS on 0800 678 1100. Please note that only compensation related queries should be directed to the FSCS.
瑞联银行的摩纳哥客户
根据 1999 年 6 月 25 日法律制定的存款担保和危机解决计划，即 Fonds de Garantie des Dépôts et de Résolution (FGDR)，如果银行破产，则为该银行的客户提供保护。其“存款担保”可就每人及每家机构最高 100,000 欧元的损失向存款和储蓄账户持有人提供补偿；“投资者补偿”可就每人及每家机构价值最高 70,000 欧元的证券（任何金融工具）提供保障；“对银行提供的强制性担保的担保”可为银行向客户提供的强制性金融支持提供保障。此外，FGDR 还可以在机构破产前进行预防性干预，帮助解决危机，以保护客户。
有关 FGDR 网站上的存款担保计划的更多详细信息，请点击此处。
有关 FGDR 的更多信息，请下载有关 Fonds de Garantie des Dépôts et de Résolution 的手册。