Discretionary mandate

The discretionary mandate is ideal if you cannot devote enough time to actively managing your assets, or if you only take a certain amount of interest in financial markets. With this type of mandate, you delegate all investment decisions to UBP. Together, we help you create an optimally-diversified asset allocation which is suited to your needs.

Main advantages
As a client, you have permanent access to a highly professional portfolio-management team. The investment process is dynamic and interactive and you benefit from our in-house research and fund-selection capabilities.

UBP has an entrepreneurial vision: we are innovative thinkers and the asset allocations we offer our clients are flexible and opportunistic. Our aim is to preserve capital while maximising returns.

Defining an investment profile
At the beginning of the investment process, you and your relationship manager analyse your financial situation in depth, before going on to assess your investment profile.

Each client’s optimal, long-term asset allocation is primarily determined according to their risk tolerance, which will define their liquidity needs and performance objectives. These three fundamental aspects of your investment profile depend on a number of factors, such as your income requirements, and fiscal, professional and family situation.

Once your investment profile has been determined, you define your investment strategy with your relationship manager.

 

Investment proposal Your relationship manager will make a formal investment proposal based on your investment profile and strategy. We offer either a range of standard investment solutions (in all major currencies), which follow UBP’s investment strategy, or we can put together a tailor-made asset allocation based on your individual guidelines. This can include a wide range of asset classes, such as traditional and alternative investments, as well as structured products and tailor-made solutions. Implementing an investment strategy UBP’s aim is performance-oriented asset management with a focus on capital preservation. This is based on tight risk-control and strict, in-house rules and regulations. However, depending on an individual client’s investment profile, our asset management team can also be opportunistic and flexible, so as to maximise performance. Our approach to asset management is based on working closely with our economists, strategists, analysts, fund managers and risk managers, to give us the best chance to capture opportunities.